Title Pro Frequently Asked Questions

Yes! There are no penalties for early payoffs.

You should have some form of income that will allow for the repayment of the loan, which is done with one payment at the end of the loan term. Examples of other income include unemployment, disability, and retirement income.

No, our network of lenders are not able to provide loans to military personnel.

Once you start the process on our website, a lender will contact you with specifics relating to the application, vehicle appraisal, stipulations, and the distribution of funds.

To qualify for a title-secured loan or pawn with one of the lenders in our network, you must own a vehicle, have the clean title to that vehicle, and be at least 18 years of age (or 19 in Alabama). Also, your vehicle’s value must be higher than your state’s minimum loan amount. See our State Requirements page for more detail. Specific lenders may have additional requirements.

You must also have a valid government-issued ID. The name on the title and the ID must be yours and they must match each other. Once you’ve been connected to one of our lenders and have submitted your application, it will either be approved or declined based on our lender network’s review and evaluation of your submitted information.

In most cases, you will know if you are approved for a title-secured loan or pawn with a lender as quickly as the same day you submit your application.

The amount you can borrow is based on a number of factors, including the value of your vehicle. Loan minimums and maximums vary by state regulations. Please see our State Requirements page for more information.

Interest rates vary by state, but our network of lenders strive to have some of the more competitive rates in the market.

A title loan, also known as a title pawn or a title-secured loan, is a loan secured by your motor vehicle. The amount you can borrow is based on the appraised value of your vehicle, any state requirements, and stipulations unique to your specific lender. These types of loans are considered to be “alternative/emergency” lending options, as they don’t require the same processes and requirements as traditional bank loans.

Various states define title loans differently. However, the loan products function similarly wherein your collateral is used to secure your obligation.

At Title Pro, we are dedicated to connecting customers with financial solutions. We offer customers access to title secured loans at competitive rates through our network of lenders. The process is straightforward, transparent, and convenient. Your satisfaction is our main goal.

With your needs in mind, we have thoughtfully made the process easy by connecting you with trusted lenders. These lenders provide an alternative to traditional bank and retail lending options at competitive rates.

Our network of lenders have over 20 years of experience in the title-secured loan and pawn industry and are supported by a team of dedicated and highly trained customer service representatives. Our goal is to help connect you with the right lenders to meet your financial needs. More about Title Pro.