How do I qualify?

To qualify for a title-secured loan or pawn with one of the lenders in our network, you must own a vehicle, have the clean title to that vehicle, and be at least 18 years of age (or 19 in Alabama). Also, your vehicle’s value must be higher than your state’s minimum loan amount. See our State Requirements page for more detail. Specific lenders may have additional requirements.

You must also have a valid government-issued ID. The name on the title and the ID must be yours and they must match each other. Once you’ve been connected to one of our lenders and have submitted your application, it will either be approved or declined based on our lender network’s review and evaluation of your submitted information.